Hi @老马 负轭
If you want to configure the authenticated SMTP settings for POP3, a certificate is required. Microsoft suggests using a certificate from a commercial certification authority, because all clients, devices, and servers automatically trust the certificates, which Simplified certificate deployment.
However, if you don't have a 3rd party certificate, you could also consider using the Certificate issued by an internal CA, which is free and also the supported way. Only note that: the certificate isn't automatically trusted by client computers and mobile devices. The certificate needs to be manually added to the trusted root certificate store on all client computers and devices.
Details: Digital certificates overview
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