I don't have backup enabled in my MS Authenticator. I didn't even know that was possible. Thank you for informing me of that.
However, backing up my Authenticator and the accounts in it, is questionable to me. That's because I wonder what would happen if Authenticator disabled my personal account? Authenticator does disable accounts, at random. I have 6 accounts in Authenticator, three of them are disabled. I've had this problem with Authenticator before. The three disabled accounts are still valid accounts, so why does Authenticator disable them? And once it's disabled them, I cannot do anything with them. i.e.: I cannot remove those accounts. I've written about this before and called Microsoft about it. Their solution was to have me delete Authenticator from off my phone, then install it again. That worked, at least for a few months. Now I'm back to three useless accounts out of six. And two of them are my personal Microsoft accounts; one of them is disabled and the other is not. Honestly, I'm worried that Authenticator might disable the other, working personal account. And if I had MFA enabled with my personal Authenticator account, I'd be really stuck.