Thank you for asking your question in QnA!
I can do some test around targetting Default method users I don't have an answer for now.
I can understand your main concern here is mainly making sure users use the strong authentication method which can be achived with use of following Options :
- Enable Registration Campagin for MFA with Authenticator APP (This will apply to all users unless you decide to include and exclude, people already using it will not be affected) This will make sure everyone have authenticator.
- Enable System Preferred MFA : This will help in prompting users to sign in by using the most secure method they registered.
With combination of both it will address your concern of people using weak authentication method.
Please Click " Accept as answer" if this helps.