A Microsoft app for iOS and Android devices that enables authentication with two-factor verification, phone sign-in, and code generation
For the work / school account you'll need the admins to reset the account so a new QR code can be generated with which you can relink the authentication device to your account.
You'll need reach out the bank to restore access to that account.
--please don't forget to close up the thread here by marking answer if the reply is helpful--