Hey,
That's actually how cluster works by design. Cluster IP is assigned to one of the nodes (owner of the Witness Disk or share). In order to access cluster you need to use Failover Cluster Manager or Windows Admin Center.
https://learn.microsoft.com/en-us/windows-server/manage/windows-admin-center/use/manage-failover-clusters
https://www.techtarget.com/searchwindowsserver/definition/Microsoft-Failover-Cluster-Manager-MSFCM
As for the cluster, it needs shared storage. You can use StarWind VSAN as a shared storage for you cluster. Check for more: https://www.starwindsoftware.com/starwind-virtual-san
Cheers,
Alex Bykovskyi
StarWind Software
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