Hello,
Thank you for your feedback. According to your description, you are encountering the problem of being unable to access local shared folders using a Microsoft account.
First, please confirm that the computer on which you have enabled file sharing already has a user account bound to your Microsoft account.
Then right-click the shared folder, enter the Sharing tab, click Advanced Sharing, and add your Microsoft account to the permissions list.
Finally, on the computer that needs to access this shared folder, use the taskbar to search for Credential Manager, open it, click Windows Credentials, find the credentials corresponding to the shared folder and delete it, then try to access the folder again.
Note that since using a Microsoft account is based on the network, accessing local shared folders often leads to various verification failures due to information refresh. If you frequently use this function, it is recommended to use a local account for access.
Best regards
Zunhui