Hi surfhawaii,
Thank you for reaching Microsoft Community. We'll work together to find out the what could be causing this or if this is normal.
Please check in Device Manager, expand Network adapter then double-click Intel Wi-Fi 6 AX201. Go to its Driver tab then take note of its Driver version. Go to its Advanced tab then check if these options are available under Property: 802.11a/b/g/ Wireless Mode and 802.11n/ac/ax Wireless Mode. If they are available, select them and take note which Value are they set to. Check also what are the other values are available for each of them. If possible take some screenshots and share those to us here.
I will cross reference this also on our end here and see what results I get.
Hope to hear from you.
Kind regards,
Marrion