
Hi @James Gaillard
Thank you for reaching out to the Microsoft Q&A Forum and for taking the time to share such a detailed description of your issue.
I completely understand how disruptive it can be when things stop working unexpectedly, especially in the middle of an important project.
If it’s convenient, would you mind checking your OneDrive in the browser to see whether your Word and Excel files are still visible?
Additionally, are you able to sign in and use Word and Excel through the web application? That would help us see if the issue is specific to the desktop apps.
If you're an end user, it might also be helpful to reach out to your organization's administrator or IT team to ensure that your license is still active and properly assigned to your account.
Let me know how things go when you’ve had a chance to check. I’m here if you need anything else.