Sometimes Copilot is just misleading. It shows newer than 74.... and you should have 75.......127 which is newer and was installed for me on all my Surface devices 6/27.
as for the issue itself, which exact Surface Pro do you have? Is your Surface charging to 80% or100% currently? Was Smart Charging previously showing in the Surface App or has it never shown up?Others have reported that the Smart Charging option has gone missing and have resolved it by going to Settings.. Apps and Resetting the Surface app, then shutting down completely and restarting.