Miscellaneous topics that do not fit into specific categories.
I have the same questions as OP and other commenters. My words and ideas comprise the IP for creating any images. The AI is a tool, just like Paint, Canva, Adobe and other programs that can be used to create images. The main difference as I see it is that instead of the tool (program) understanding how I want to shade or highlight and doing the work in the background when I use a pen and select shading tools from a menu I use words to generate the image at a higher level than pixel by pixel.
Once I learn more about the "Terms of Use, Service, Etc." I will reevaluate my intention to use the created images on a website, and in some printed materials and on YouTube, etc.
While I understand the copyright issue from the artist perspective, especially if I use a prompt to create an image like "name your artist", I also know that all the folks taking art class and learning how to create art like "name your artist" based on looking at actual artwork or books and having a teacher explain how it was done are not facing the same issue. Unless, of course, they create an image that looks like an existing work. Mona Lisa by any other artist for example.