I just solved mine. After v2004 upgrade, i noticed the following...
I. my Outlook no longer works; it keep having errors connecting to icloud and gmail keeps asking for password
II. Chrome browser pauses sync every time i quit the application; i had to sign in every time when i open the browser.
III. when using adobe application, such as photoshop. it asks for email and password before i can actually use the app.
I suspect it was the "credetial manager" at fault, so i followed the procedure here...
https://windowsreport.com/11939-credential-manager-no-working-windows-8/
if that solves the problem for you, awesome!
for me, that only solved the adobe sign in problem. for Outlook and Chrome, i later realized it was because my antivirus has VPN protection, and i had it turned on. So what happened was every time when i tried to check mail via outlook or use Chrome to access
any webpage that has my account info, VPN would generate a different virtual IP address, and Outlook and other servers think my account is being hacked because of the different IP's. as soon as i turned it off, the problems went away. Been restarting my PC
multiple times now and everything seems to work normal. This was not an issue when I was in v1909. hopefully the antivirus software will have some update later on to communicate with v2004 better.
hope this helps!