Hi Sebastian,
System writes an event with the source "UserModePowerService" and ID "12" when user switches power plan manually.
So about you’re the first questions, my answer is possible, but it is a very small possibility. As you said, I also heard some games or third-party software can change power plan, you need to check it carefully.
About your question 3, my answer is Yes.
Even though High Performance power plan will disable dynamic performance scaling on the platform.
Depending on the environment, if the platform is always under a heavy load, High Performance plan is a viable solution. In most cases, the workload varies throughout the day and thus it's recommended to leave the power plan set to Balanced and evaluate the proper settings within the Balanced power plan for processor power management.
However, If your server is a SQL Server/Web Server, High-Performance Plan is a good choice.
Similar case:
https://serverfault.com/questions/667351/is-there-any-reason-to-keep-the-power-option-on-default-balanced-instead-of-h
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