A family of Microsoft spreadsheet software with tools for analyzing, charting, and communicating data.
Yes, you will have to type it manually
I used the same combinations which you had used and it does give semi colon as the separator even though comma is list separator.
The moment you change decimal separator to dot, it will follow the rule. It will save with comma separator when comma is list separator.
I think there is a logic behind this in the mind of Excel developers. If decimal separator is comma and you use decimal number in your csv file, then that decimal number will appear with comma. Now if list separator is also comma, your number will get separated at decimal when somebody imports this csv file. That is why Excel automatically put semi colon as separator to avoid confusion.
In my view, this is a perfectly OK behavior.
Now, since you want to retain the same regional settings - The option is to open the csv file in Notepad and replace all semi colons with comma (but beware about your decimal numbers with comma)