Hi Janet Peters,
Thank you for posting your question in Microsoft Q&A
First of all, I’m sorry to hear you’ve had a frustrating experience. Microsoft does offer multiple support channels, and the best option often depends on the type of problem:
- Account or subscription issues: https://support.microsoft.com/account-billing
- Microsoft 365 or OneDrive problems: https://support.microsoft.com/microsoft-365
- Windows or Insider builds: https://support.microsoft.com/windows
Please note that since we are forum moderators, we do not have access to your account/device to personally give you a refund.
Hope you can understand. Thank you for your time and patience.