Hello @Pauline Lucas
Welcome to Q&A forum!
To ensure I fully understand the issue you’re experiencing, I’d like to confirm a few details:
- Are you currently purchasing a subscription or a license?
(If yes, are you able to access the Microsoft Admin Center? )
I understand that you've posted this thread in the Business SAP forum, but I would like to "reconfirm your account type" to ensure we can provide the most appropriate troubleshooting steps. Please let me know which of the following applies to your account:
- Personal account (e.g.,
@hotmail.com,@outlook.com)- Educational account (e.g.,
@schoolname.edu) - Business account (e.g.,
@yourcompany.com) - Global admin account (typically ends with
@onmicrosoft.com)
- Educational account (e.g.,
- Is this your first time making a transaction with Microsoft?
- Have you double-checked the email you used to register or purchase? If you encountered an error, you would receive a notification from Microsoft via your email. If yes, please provide more information about that so I can help you move forward.
(My questions help identify issues, and while answering, you may discover the root cause of the problem you are facing along the way.)
For more information, if your bank says the payment was declined, it usually means:
- The card or payment method linked to your Microsoft 365 subscription couldn't be charged.
- This could be due to insufficient funds, an expired card, etc.
Please note that issues with payments are usually handled by the Microsoft billing team. As forum moderators, we do not have direct access to billing systems for privacy and security reasons. However, we will do our best to guide you and provide you helpful information and guidance.
Therefore, if everything looks correct, but the payment still fails, you will need to contact Microsoft support (Billing Team) directly so they can double check to see if there is anything wrong at your end.
Looking forward to hearing from you for further assistance!
If the answer is helpful, please click "Accept Answer" and kindly upvote it. If you have extra questions about this answer, please click "Comment".
Note: Please follow the steps in "our documentation" to enable e-mail notifications if you want to receive the related email notification for this thread.