Hi Dean
Thank you for reaching out to the Microsoft Q&A Forum.
Based on your description, and since your thread is tagged as For business, it sounds like you are using a Microsoft 365 Business Premium subscription. To clarify, Microsoft 365 Business Premium does not include Copilot by default. If you want to use Copilot in apps such as Word or Outlook, you will need to purchase a Microsoft 365 Copilot add-on license.
This is a separate license that can be added to eligible Microsoft 365 business plans, including Business Premium. Once the Copilot license is added and assigned to your account, Copilot should become available in the supported apps.
For more information, you can refer to the following resources:
License Options for Microsoft 365 Copilot | Microsoft Learn
Microsoft 365 Copilot Business | Microsoft 365
I hope this helps. Please let me know if you have any further questions or need additional assistance.
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