Hello Jeffrey81, welcome to Microsoft Q&A forum.
At this point, creating Windows 10 installation media is absolutely worth doing and is the most reliable way forward. What you are seeing now usually means Windows can no longer repair itself from the built‑in recovery environment, and that is expected behavior in this state.
Before reinstalling anything, if possible, do one more check from another working device:
- Sign in to your Microsoft account and visit https://account.microsoft.com/devices/recoverykey
- Look for a 48‑digit BitLocker / device encryption recovery key associated with this PC
- If a recovery key is listed, enter it when the PC asks for it. This can unlock recovery options or allow Windows to proceed.
If there is no recovery key, or entering it does not help, continue with installation media:
- From another PC, download Windows 10 and create a USB installer using Microsoft’s Media Creation Tool https://www.microsoft.com/en-us/software-download/windows10
- Boot the affected PC from the USB (on Dell systems, press F12 at power‑on)
- Choose Repair your computer first and try Startup Repair
If the system keeps returning to the F12 menu or does not boot automatically:
- Press F2 at the Dell logo to enter BIOS
- Make sure Windows Boot Manager is set first in the boot order
If repair options still fail, the final supported solution is a clean install of Windows 10 from the USB. This does not require the old Windows password, but personal data will be lost unless it can be backed up first using a recovery key.
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