Hello JBN, thanks for posting.
Regarding your first question-Yes, if a suspicious sign‑in was marked successful, remote access to OneDrive was technically possible. A successful sign‑in means valid credentials were accepted, and without multi‑factor authentication enabled at the time, access would not have been restricted.
Payment data exposure is limited. Microsoft does not display full card details, only card type, last four digits, billing address, and subscriptions are visible. Full card numbers and CVV are never shown, though purchases could be made while a payment method is active.
The OneDrive iOS app shows limited activity. For detailed review, use https://onedrive.live.com to check file changes and sharing. To secure the account, enable MFA, review recent sign‑ins, and sign out everywhere.
Kind regards,
John Oli