Hello Ron Ines,
This is a client‑side Windows 10/11 servicing problem, most likely tied to the December 2025 cumulative update you mentioned (KB5074109). The blank screen at logon with cached users still accessible but unusable indicates that the update has left the system in a broken state where explorer.exe or the shell initialization sequence fails to load.
Since you already attempted DISM, SFC, and standard uninstall commands without success, the next step is to focus on servicing rollback. When a cumulative update leaves the system in an improper state, the supported recovery path is to use Windows Recovery Environment (WinRE) to remove the update. Boot into WinRE (Shift+Restart or boot from installation media), then go to Troubleshoot > Advanced Options > Uninstall Updates. From there, you can specifically uninstall the latest Quality Update or Feature Update. This method bypasses the servicing stack restrictions that prevent removal from within the running OS.
If WinRE uninstall fails, another option is to perform an in‑place upgrade repair using the latest Windows 10/11 ISO. This reinstalls the OS while preserving applications and data, and it refreshes the servicing stack so the broken update state is cleared. It is far less destructive than a factory reset.
For diagnostic purposes, check the logs under C:\Windows\Logs\CBS\CBS.log and C:\Windows\Logs\DISM\dism.log. These will confirm whether KB5074109 is failing to roll back due to pending operations or corruption in the component store. If you see repeated “Failed to revert update” entries, that is a clear indicator that only WinRE or in‑place repair will resolve it.
In short, the workaround besides factory reset is to use WinRE’s uninstall update option or perform an in‑place upgrade repair. Both are supported recovery paths when a cumulative update leaves the system in an unusable state.
I hope you've found something useful here. If it helps you get more insight into the issue, it's appreciated to accept the answer. Should you have more questions, feel free to leave a message. Have a nice day!
Domic Vo.