Hi Mason Steele,
Welcome to Microsoft Q&A!
I know it’s frustrating when you try to buy more storage and end up getting a long RiskRejected error instead. This usually means the payment was blocked for security reasons, not because of a problem with your Microsoft account.
1 - Try a different payment method
- If you're using a debit card, try a credit card.
- If you’re using a prepaid card, those are often rejected.
- Recheck with your card / payment provider to confirm the transaction wasn't blocked.
2 - Update your billing information
- Go to https://account.microsoft.com/billing/addresses
- Make sure your name, phone number,... match your bank’s records.
- Make sure the card’s billing address matches what is saved in your account.
3 - Remove old payment methods
- Go to https://account.microsoft.com/billing/payments
- Remove any expired or unused cards in the list.
- Add the card again and retry the purchase.
If it still fails, you need to reach out to Microsoft Support directly so they can manually review it. They can check the transaction ID and clear the block if everything is valid:
- Visit Contact Us - Microsoft Support > Sign in
- Type in your problem > click Get Help to make request
- Scroll to the bottom and click Contact Support to connect to agent
- Select category again > click Next and you should be added to a chat queue
Note: The support contact team only works at certain times, so if the last window shows that it's unavailable, try opening it again the next day. If you prefer phone support, you can leave a phone number. This way, they can call you and help you.
I’m sorry for not being a bigger help. Payment-related issues often involve private and personal account information. As this is only a community platform, we do not have access to such sensitive data to resolve the matter.
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