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Hello, I'm Quinn and here to help!
Microsoft only counts points earned within the current monthly period toward levelling up. If a chunk of your points came from last month, they won’t count for this month’s 500-point goal. You can check it on My Level
If you’ve already see the 531 points on My Level and should qualify for a level-up but it still hasn’t updated, I suggest submitting a report using the link below so the Rewards support can review your account and resolve the issue.