Hello Poornima!
Thanks for posting your question to the Q&A forum.
From what you described, Copilot is not functioning for the shared accounts in your Microsoft 365 Family subscription (you are the subscription owner). Here’s some clarification to help explain the situation:
At this time, Copilot features in Microsoft 365 Family are only available to the subscription owner. Copilot (AI credits, Copilot in Word/Excel/PowerPoint, Copilot Notebooks, etc.) cannot be shared with family members, even though they have full access to the Office apps themselves.
See more:
AI credits and limits for Microsoft 365 Personal, Family, and Premium
If you are the subscription owner and Copilot is still not working:
1. Confirm you’re signed in with the subscription owner account
Go to https://account.microsoft.com/services and verify that the Microsoft 365 Family subscription is active under the same account you’re using in Office.
2. Update and re‑sign in
Make sure Office apps are fully updated, then sign out of all Office apps and sign back in using only the subscription owner account.
3. Contact Microsoft Support for account/license verification
Here are steps to contact Support team (live chat):
Go to: https://support.microsoft.com/home/contact
- In the search hox, type: Copilot not working for Microsoft 365 Family subscription owner
- Hit "Get Help"
- Scroll down to choose Sign in to contact support
- Follow the on-screen prompts to reach Support Team.
Tip: Support Team availability can vary, and retrying at a different time often helps.
Hope this helps. Let me know if you have more questions!