Additional Microsoft Entra services and features related to identity, access, and network security
James! your steps WORKED! I did a custom install (b/c I didn't know any better) and checked custom install directory. after it installed, it did ask to setup credentials but I cancelled that. the file was created. I took that file to the existing server, added the enforceFIPSPolicy enabled="false" line.
Restarted the Service. and now it SUCCESSFULLY updates.
thanks for your guidance!