Hello, thank you for reaching out to Microsoft Q&A.
May I please confirm whether you are signed in to an administrator account on the Windows 10 PC? How many user accounts are set up on that PC, and are you currently using a local account or an administrator account?
To check this, go to Start > Settings > Accounts > Your info. There you should see whether the account is listed as an administrator or a local account.
Please make sure you sign in with an administrator account and then run the Excel desktop app.
If you are still being prompted for a Windows Hello PIN, enter the same 4‑digit PIN that you use on the Windows sign‑in screen and see if you are then able to edit your Excel workbooks.