Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
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If the subscription is already canceled and there is no billing history,
one possibility is that multiple Microsoft accounts may have been created.
If you are certain that you have not created any other Microsoft accounts,
another possibility is a scam impersonating Microsoft or unauthorized use of your credit card.
Please contact your card issuer and clearly explain that the charge is not related to your Microsoft account.
Ask them to investigate the unauthorized transaction.
They may stop the payment or cancel the card as part of the resolution.
The option suggested by your bank is to cancel the credit card.
The following troubleshooting steps may also be helpful.
Please refer to the support article “How to investigate charges from Microsoft.”