Hi,
KB5074828 is a January optional preview update that you can safely skip. Preview updates are basically test releases before the full version is rolled out on the second Tuesday of the following month.
If you’ve already installed all other updates and this is the only one pending, go to the Windows Update page and turn off the option “Get the latest updates as soon as they’re available,” then restart your computer.
This will stop Windows from automatically downloading optional preview updates and will leave only the regular monthly updates.