Hello James St Marie,
Thank you for reaching out to the Q&A forum.
From what you shared, it looks like someone got into your Microsoft account and made purchases you didn’t authorize (4 Xbox items and a Windows 365 subscription). I'm sorry you’re dealing with this; here’s what you should do now:
1. Secure your account
- Go to https://account.microsoft.com/security and immediately change your password to something strong and unique.
- Turn on Two-Step Verification (multi-factor auth) if you haven’t already.
- Under Sign-in activity review any unfamiliar logins and sign out of all sessions.
- Under Your devices remove any devices you don’t recognize.
2. Cancel the unwanted subscription & request refunds
- Sign in to https://account.microsoft.com/services.
- Under Services & subscriptions find the Windows 365 subscription and click Cancel (or turn off recurring billing).
- Still in your Microsoft account, go to Order history (Payment & billing > Order history), locate the four Xbox transactions, and select Request a refund or Report a problem.
3. Contact Microsoft support (live chat)
It’s best to contact Microsoft Support directly. They can review the charges, secure your account, and help with refunds if applicable.
Go to: https://support.microsoft.com/home/contact
- In the search hox, type: Unauthorized charges on my Microsoft account
- Hit "Get Help"
- Scroll down to choose Sign in to contact support
Then follow the on-screen prompts to reach Support Team.
Tip: Support Team availability can vary, and retrying at a different time often helps.
Hopefully your concern will soon be addressed!
Sincerely.