A family of Microsoft word processing software products for creating web, email, and print documents.
Since this happened in Word for Mac 16.107.3 while Copilot was actively working in the file, and Word shut down unexpectedly without a clear error, this looks like a crash rather than a normal save event. After a crash, the recovered file can be missing the most recent unsaved edits.
I’d suggest first going to Help > Check for Updates in Word for Mac and installing the latest Office updates. Microsoft provides Word for Mac fixes through AutoUpdate.
If possible, save the file in OneDrive or SharePoint and keep AutoSave turned on. AutoSave works with Microsoft 365 files stored there and can help reduce data loss. Also check File > Info > Manage Document or Version History for any recoverable copy. It may be safest to save after major edits and use Copilot on a copy of the file until the behavior improves. If it keeps happening, please send feedback from inside Word so Microsoft receives the crash details directly.
Additionally, you can contact Microsoft Support to gain some insight from them as well.
Thank you for your understanding