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Hello Sandy Camillo
From what you described, the newsletter document was saved on your Mac Desktop, but now it appears to be missing, and when you found it in Finder, Word/macOS says you don’t have permission to open it or that the file is not accessible.
This may not be caused by your Microsoft 365 subscription. A valid subscription lets you use Word, but a “no permission” or “not accessible” message is more often related to macOS privacy permissions, the file’s location, or the current Mac user profile.
Please try this:
- Go to Apple menu > System Settings > Privacy & Security > Files and Folders. If Microsoft Word is listed, make sure access to Desktop/Documents is allowed.
- Also check Privacy & Security > Full Disk Access, and enable Word if available. Then restart Word.
- Update Word from Help > Check for Updates, then restart your Mac.
- If it still happens, create a temporary new Mac user account and try opening the document there. This can show whether the issue is tied to your current Mac profile.
Disclaimer: While the attached link above is not a Microsoft website, it is the official site of Apple.
If the issue remains after these checks, reinstalling Office from your Microsoft account may be worth trying.
Hope this could help. Please let me know how it goes!
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