Processes in Microsoft 365 for setting up Office apps, redeeming product keys, and activating licenses.
Hi, Jon Brush
The $99.99 payment is most likely for Microsoft 365 Personal. It requires one Microsoft account sign-in to verify the subscription and activate Word, Excel, PowerPoint, and the other desktop apps, but you do not have to use OneDrive, Teams, Copilot, or other optional services.
Here are some suggestions you can try:
Go to Microsoft 365 Apps and sign in using the same email address used for the $99.99 purchase.
Select Install apps, run the downloaded installer, and install only the apps you want. During installation, select Customize if that option appears.
Open Word, select Get Started, then sign in once more with the same Microsoft account to activate it. After activation, you can save documents directly on the Mac and skip optional prompts or offers.
If the purchase was made through Apple, check App Store > Account Settings > Subscriptions and install the apps from the Mac App Store.
If these steps do not match what you see, please provide the macOS version and confirm whether the purchase was made from Microsoft or Apple.
Thank you for your patience in reading, I hope this information has been helpful to you.
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