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Since you cannot log into the account or access the old phone number, Microsoft support staff are unable to manually unlock the account or cancel the subscription for you due to security policies.
However, if your main goal is simply to stop the recurring Minecraft Realms charges, you have a few clear paths forward:
- Cancel the Recurring Charge via Your Bank
This is the most direct way to stop payments without needing access to the locked account:
- Contact your bank or credit card provider and inform them that you wish to block recurring transactions from Microsoft/Minecraft Realms on that card.
- Alternatively, request a card replacement with a new number/CVV, which will immediately fail any future automated subscription charges from the old account.
- Stop Payment via App Store (If Purchased via Mobile or Console)
- If you originally subscribed to Minecraft Realms through an Apple device, Google Play Store, Xbox, or PlayStation, the subscription is managed by that platform rather than directly through Microsoft.
- Check your Apple ID or Google account subscriptions list to see if Realms is listed there, where you can cancel it directly.
- Attempt Account Recovery via a Different Network
- If the automated account recovery form stopped responding or instantly rejects you, wait a full 24 to 48 hours without submitting any requests or making phone calls to clear any temporary security locks.
- Submit the Account Recovery Form from a device and Wi-Fi network you have previously used to log into that account, as IP/device recognition improves pass rates.
- Contact Microsoft Billing Support from an Active Account
- Log into a working Microsoft account and visit Contact Microsoft Support.
- Select Microsoft 365 / Office, type "Unrecognised charge" or "Cancel subscription", and request to speak with a billing agent.
- Explain that you are being charged for a subscription tied to an inaccessible account; while they cannot hand over access to the account, billing representatives can often assist in investigating or stopping charges against a specific payment card. Since you cannot log into the account or access the old phone number, Microsoft support staff are unable to manually unlock the account or cancel the subscription for you due to security policies. However, if your main goal is simply to stop the recurring Minecraft Realms charges, you have a few clear paths forward: 1. Cancel the Recurring Charge via Your Bank This is the most direct way to stop payments without needing access to the locked account:
- Contact your bank or credit card provider and inform them that you wish to block recurring transactions from Microsoft/Minecraft Realms on that card.
- Alternatively, request a card replacement with a new number/CVV, which will immediately fail any future automated subscription charges from the old account.
- If you originally subscribed to Minecraft Realms through an Apple device, Google Play Store, Xbox, or PlayStation, the subscription is managed by that platform rather than directly through Microsoft.
- Check your Apple ID or Google account subscriptions list to see if Realms is listed there, where you can cancel it directly.
- If the automated account recovery form stopped responding or instantly rejects you, wait a full 24 to 48 hours without submitting any requests or making phone calls to clear any temporary security locks.
- Submit the Account Recovery Form from a device and Wi-Fi network you have previously used to log into that account, as IP/device recognition improves pass rates.
- Log into a working Microsoft account and visit Contact Microsoft Support.
- Select Microsoft 365 / Office, type "Unrecognised charge" or "Cancel subscription", and request to speak with a billing agent.
- Explain that you are being charged for a subscription tied to an inaccessible account; while they cannot hand over access to the account, billing representatives can often assist in investigating or stopping charges against a specific payment card.