Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Log into your Microsoft account on this link and check the expiry date on your subscription, is it indicated as expiring in 2027 or 2028.
https://account.microsoft.com/services/
If you are unable to find the second subscription payment listed on your account that has been deducted, this forum is just a user to user forum, no-one here has any account access, you will need to contact Microsoft Support directly, try using this method to contact their support.
Go to this link: https://support.microsoft.com/contactus
Select Microsoft 365
Click 'Get Home Support'.
In the box provided, type billing.
Press Enter, then on the next page, scroll down and click 'Sign in to Contact Support'.
Navigate to Microsoft 365 and Office - Manage my Subscription.
Select the 'Chat with support agent in web browser' option