Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
1
All the subscription based Microsoft 365 (Office plans contain the same set of apps, and link with OneDrive online to store your Files.
The only differences are.
Personal: for one person only and you can install Office aon up to 5 devices at the same time.
Family: this version can be shared with up to 5 other family members.
Premium: this is the same as the Family version, but has more access to the Copilot Ai functionality.
2
If you do not need everything that comes with a Microsoft 365 subscription based version of Office, there are a couple of versions of Office 2024 available.
They contain a sub-set of the Office apps, this is a one-time payment version of Office (no subscription necessary) that does not automatically store your documents on the Cloud (OneDrive).
For example Office Home 2024, this contains Word, Excel, PowerPoint and OneNote:
https://www.microsoft.com/microsoft-365/p/office-home-2024/cfq7ttc0pqvj
3
If you can provide more information on which Office apps and functionality you need, I cam provide you information on the available options that would suit your needs.