Microsoft 365 has built-in protection features that help in securing your data and network from potential threats. These features work continuously in the background to protect your data from malware, viruses, phishing attempts, and other malicious activities.
On the other hand, Microsoft Defender for Office 365 (previously known as Office 365 Advanced Threat Protection) is an additional service that provides more robust protection against advanced threats.
- EICAR files: The EICAR file is a safe file used to test the response of computer antivirus (AV) programs. Even if Microsoft Defender is turned off, Microsoft 365 built-in protection might detect and block this file because it's designed to respond to such known test cases.
- Safe Attachments: This is a feature of Microsoft Defender for Office 365. If you turn off Defender, the Safe Attachments feature will not work. This means that if a user tries to download a malicious file, there's no additional layer of scanning provided by Safe Attachments. The file might still get blocked by the built-in protections, but you're removing an additional layer of security by turning off Defender.
- Prohibiting the downloading of files: As you mentioned, prohibiting file downloads is a separate feature that can be configured through your SharePoint or OneDrive settings. It's not directly linked to whether Defender is on or off.
- Scanning of files: Built-in protections do scan files for known threats. However, Microsoft Defender for Office 365 provides a more thorough and sophisticated scanning mechanism, capable of detecting zero-day threats and providing detailed reporting. If you turn off Defender, you lose this additional level of protection and analysis.