Hi tubeman,
Thanks for sharing here in the community. I understand your frustration that Word is saving it in a different location. I'm happy to help.
To stop Word from defaulting to personal OneDrive, you need to change the default save location in the Save tab of the Word Options menu by enabling "Save to Computer by default" and selecting a local folder. You may also need to unlink your PC from OneDrive in Windows settings or within the Word Account settings to fully remove it as a save option.
In Word Options
- Open Word and go to File > Options.
- Click on the Save tab in the left-hand menu.
- Check the box for "Save to Computer by default".
- Under the "Default local file location" setting, click Browse to select your desired default save folder on your computer.
Hope this helps.
Rez