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SChannel support TLS1.3, In order to use TLS 1.3 with schannel, you should use the SCH_CREDENTIALS structure with AcquireCredentialsHandle().
SCH_CREDENTIALS - Win32 apps | Microsoft Learn
SchannelCred.grbitEnabledProtocols = SP_PROT_TLS1_3_CLIENT;
The SCHANNEL_CRED structure has been deprecated. Starting with Windows 10, 1809 (October 2018 Update), you should use SCH_CREDENTIALS.
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