For a Microsoft 365 Family subscription, Copilot image generation and other AI features that use the credit model are limited to 60 AI credits per month for the subscription owner.
The context only describes:
- Fixed monthly AI credit allotments per plan (e.g., 60 credits/month for Microsoft 365 Family).
- “Extensive use” or higher limits only when moving to Microsoft 365 Premium, not via add-on credit packs.
There is no option described to purchase additional Copilot/AI credits on top of the 60 credits per month for Microsoft 365 Family. To go beyond those limits, the supported path in the context is to switch to Microsoft 365 Premium, which offers “extensive usage beyond standard credit limits” for Copilot in Microsoft 365 apps and image generation.
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