Let's perform another testing. Can you create a new local user profile on your computer, please? Switch to it and test it there and see if it gives you the same results.
You should be able to create the profile under,
> Settings
> Account
> Other users
> under Other users click Add account
> I don't have this person sign in info
> Add user without a MS account.
Then just fill up the fields to name the test account, and follow the process to finish creating the account.
Does the issue happen in the new account?