Seems clear the issue is not with FileMaker since it also affects Dynamics.
This is a Windows MAPI issue.
So doesnt matter what version of FM. FYI, We run FM18 and FM20, both are affected.
The only solution ATM is uninstall the offending KB.
If we get stuck there appears to be a way to prevent specific updates from auto installing by hiding them from windows update.
Using the MS Windows Update Show/Hide tool:
https://download.microsoft.com/download/f/2/2/f22d5fdb-59cd-4275-8c95-1be17bf70b21/wushowhide.diagcab
I didnt locate the official Instructions for the tool, but the forum thread here says this:
https://answers.microsoft.com/en-us/windows/forum/all/how-to-preventremove-a-specific-update-from-trying/a8779fd5-195d-4535-8c84-e598d3b0e7a5
"To prevent a specific update from installing on your Windows 10 Pro system, you can use the "Show or hide updates" troubleshooter package provided by Microsoft. Here's how you can do it:
Download the "Show or hide updates" troubleshooter package from the Microsoft website.
Run the troubleshooter and click on 'Advanced' and make sure to check the box for "Apply repairs automatically."
Click Next, and then choose 'Hide updates.'
Select the update you want to prevent from installing (in your case, KB5034441) from the list provided and click Next.
- Complete the troubleshooter steps, and the selected update should be hidden and will not be installed.
Please note that hiding updates should be done with caution as they often contain important security patches. Since you're planning to upgrade to Windows 11, which might not be affected by the same issue, this could be a temporary solution until you successfully upgrade."
BTW, It appears that this tool will be deprecated in the future, but isnt yet.
https://support.microsoft.com/en-gb/windows/deprecation-of-microsoft-support-diagnostic-tool-msdt-and-msdt-troubleshooters-0c5ac9a2-1600-4539-b9d0-069e71f9040a