Processes in Microsoft 365 for setting up Office apps, redeeming product keys, and activating licenses.
We have experienced the same. We have changed debit cards linked to our checking account 3 times, have never used debit cards on the account after the first time Microsoft exploited people, and have only used gift cards for my son's account. Still, Microsoft is able to steal money from my checking account. They continue to this day. These are not reoccurring charges. Microsoft employs deceptive practices and predatory practices.