A family of Microsoft word processing software products for creating web, email, and print documents.
Hi
Apple and Microsoft are trying to make things so easy for us that it is causing most people endless confusion.
Use the Menu Bar and choose File > Save As to display the dialog that lets you choose the save location. There are "cloud" or network locations at the top of the places and down at the bottom is "On My Mac." It sounds like that's the option you should choose.