Dear User,
Good day!!
Apologies for the inconvenience caused and please don’t worry, let’s work together on your concern and move towards a resolution path.
I understand your concern and I would like to convey that I have tested the behavior at my end, where I noticed the following behavior:
If the owner of the Plan has choose the option Don’t publish, keep private then members of the Plan will not be able to see the option Add Plan to Calendar:

If the owner of the Planner has enabled the Publish, share with anyone option in Add plan to Calendar, then the members will be add the Calendar to their Outlook but there will not have access to the iCalender link unless it’s shared by the owner of the Plan. From the members end, when they click on Add plan to Calender, it will directly take them their Outlook for the web for adding it the Calendar:

In conclusion, the members will not have access iCalendar link and only the owners of the Plan will have access to the iCalendar link, where accessing the iCalendar link will download the ics file and it can be imported to the users calendar.
However, the owners of the Plan, need to click on Add to Outlook so that the Plan calendar will be added to the Outlook.

If there is any misunderstanding or confusion, we are sorry and request you to share the more detailed information which will help us to better understand and guide you further.
Appreciate your patience and understanding. Have a great day!!
Best Regards,
Sophia