Hi Isabella,
Thank you so much for such a detailed response. I did not want to skim through your answer so it took me until today to sit down and go through each point.
My autosave is currently off. When you asked that question I immediately went and played with the button. It won’t remain on autosave. When I move to switch on and take the cursor off the button it immediately switches to off, which is odd, as I can remember seeing it on approximately a month ago.
When I go to onedrive.live.com all my work is there, but that is not how I work. I have been with Microsoft for years now and I don’t want to change my habits because something has changed.
Please see below the version of One Drive I have. I was not sure what information you were after so I took a snip of the information. I hope this gives you enough information to work with. Let me know if this is not enough and I will try to play some more.

I tried the other options and they did not change the behaviour of Word, so I used the snip tool and provided the save area.
I will wait for anything else you can share with me, as I really want to fix this as I am not doing half as much as I would on Word and am now considering going with Googledocs and a month ago I would never have considered another package as Microsoft has been my goto for years, I love the product and am comfortable. So please help me rectify this. Its driving me crazy.

Once again thanks for such a detailed response. I really appreciate the effort you put in.