Hi Ryan,
Thanks for your replies. You got it correct!
-Your files are already backed up - good to go!
-BIOS/UEFI should be in UEFI mode, secure boot is enabled - good to go!
-2 TB SSD should be cleared - good to go
-HDD cleared - good to go
-120 GB SSD wipe and clean install for Windows 10 - good to go
The reason why I recommend Windows 10 is due to Windows 11 25H2 instabilities especially the updates that bricks PIN/passwords, mouse and keyboards, localhost blocks, start menu blank and so forth. You will need a Microsoft account to get the Extended Security Updates for Windows 10 (for free based on your location up until next year).
To create a bootable media for Windows 10 or 11, see this link: https://support.microsoft.com/en-us/windows/create-installation-media-for-windows-99a58364-8c02-206f-aa6f-40c3b507420d
Then when you're in the setting up of account/OOBE page in windows 10. Unplug your internet. Then create a local account and set it with admin rights. After setting it up and getting to desktop, sign in with your Microsoft account via Microsoft edge or Microsoft store.
See the link below as I have included snippets to get ESU for Windows 10:
Then in the near future, you can upgrade to 11, just follow the link above.
Good luck, all the best and regards.