Iaas : Infrastructure as service : In old days, you will need to build your own infrastructure. this include network components ( switches, routers, gateway ... ) and servers ( windows , Linux ... ) you should take care from have these components up and running all times including secure the place. be sure power always available and AC is up and so ON.
So in cloud no need for you to do all this. The cloud will provide you the infrastructure and you will pay for it as you use it. so no need to think about maintaining security , power , AC and so on. this is why they call this as Iaas Infrastructure as service.
Saas : Software as service. the software is ready for you to use. no need to install anything its ready in cloud and users will just sign in and use it. popular example is office 365.
Hope this will help .