I agree with everything you said, JosephT71. But my personal purpose is to avoid being the one to find out whether the problem has been fixed. The great thing about these forums is that fraidy cats like me can learn from bolder users.
I still hope someone can post some specific information on the reason for the RealTek update. If I don't learn something specific like that, then I'll revert back to the generic mass storage driver and just monitor the issue to see what's learned by more adventurous souls and by those who don't realize the new driver has been installed on their systems.
I'm not sure what you were searching for that didn't turn up threads on this. But here's a thread with posts from February 2020 through May 2020: https://answers.microsoft.Feb 2020. Here's another from April 2020 through June 2020: April 2020.
The search algorithm doesn't seem to see any of of the pre-2020 threads. As I said earlier, I've followed this issue for awhile. With two different Surface Pros and three different microSD cards, Windows was never able to hold onto a microSD storage device until about two or three months ago when I switched to the generic mass storage driver.
As you can see from my description and these threads, the problem is not easy to identify. There are probably other users who experience this and haven't figure out that the problem is in the card reader software. That was way down the list when I first started troubleshooting the problem.