Thanks for the reply, but that link / sysinternals app don't seem to work at all with S.M.A.R.T. counters.
For the wikipedia page regarding the technology, see: http://en.wikipedia.org/wiki/S.M.A.R.T.
It's actually an extremely critical post. The hard drives are out there often able to say "Hey, I'm dieing" and all versions of Windows seem to not listen for it to do anything. It's possible and seems right for MS to offer a Windows Update to at least listen for that and then in response show a HDD likely dieing alert.