I've been reading up more on the state of SSD's and defragging them in Windows 10, including those in RAID arrays. From what I can find, the defragmentation is a lot smarter than it used to be for mechanical hard drives. It automatically detects if it is a HDD or SSD and only performs necessary functions for maximum lifespan of your SSD (i.e. Not writing unnecessary blocks).
The knee-jerk reaction to "never defrag an SSD" is actually quite the opposite now. Also, since you're using a Mirrored RAID 1 array, I think it only defrags one drive, since the second drive will then mirror the first.
From what I can find, I genuinely think you won't run into any problems leaving the defrag option turned on. But I completely understand if you'd rather leave it turned off.
As regards the automatic maintenance being turned off, definitely check for system updates and run a scan using windows defender (and any other third party anti virus if you have it) at least once a month. I have automatic updates on and I still run manual checks as some updates need a manual confirmation anyway.
Apart from that, there's not much else you can do manually and you'd probably run into a problem first anyway (even if automatic maintenance was turned on) before needing run a memory test or other system checker.
I would recommend you read up on some more recent info about Windows 10 defrag on SSD's. Windows 10 has been built with the knwoledge a lot of systems will be running on SSD's (mine does). There is still a lot of doubt and misinformation out there, but I think you'll find that the defragger is smarter than you've been led to believe.
I hope this all helps!