Thanks again.
That said, I don't see there being any "sorry" option. I have recovery keys, so the way I see it, worst case I need to enter recovery keys to access my data. VERY worst case, I will restore from a backup no more than 1 day old.
That seems like a fair risk, considering the very large amount of time and effort trying to fix a problem which is not actually manifesting itself as a problem. And incidentally which may not get fixed even after "fixing" it. Who's to say the error won't remain, or even come back again 2 days later.
I am inclined to think there is actually nothing wrong and this is just yet another MS bug introduced in the last update.