Hi Ray
I am Dave, an Independent Advisor, I will help you with this . . .
Open the default word processor Wordpad (Click your Start Button, then just type wordpad and press Enter)
Type your letter in Wordpad and save your letter (File Menu - Save)
Do you wane to mail the letter by post, if so, print your letter (File Menu - Print) you can then mail that letter
Or do you want to send that letter by Email?